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Buying property in Spain

More about life in Spain

Buying property in Spain represents an attractive opportunity both for personal use and investment. Thanks to a stable market, diverse offerings, and favorable prices compared to other European countries, more and more foreign citizens are choosing to find their second home right here. Whether you're looking for a primary residence, a vacation home, or a property for rental, Spain offers conditions that combine high quality of life with long-term investment value.

More about life in Spain

Financing and credit

How to get a loan as a foreigner?

  • Most Spanish banks offer mortgage loans to foreign citizens
  • It's necessary to open a bank account in Spain
  • Loans cover up to 70% of the property value

Conditions required by banks

  • Proof of income and employment
  • Credit history report
  • Passport and NIE number

Average interest rate and repayment period

  • Interest rates: 3% – 4.5%
  • Repayment period: up to 30 years

Buying property in Spain can be safe and profitable – with expert legal support.